Recipe For A Simple Life

Simplify your life, one day at a time

Finding Money – Hy-Vee Fuel Saver

This program is similar to the one Cub has been running, but great to see Hy-Vee doing it as we shop there a lot, too!  It’s an easy way to help you lower your gas budget!  The money you save at the pump can be put into your funds or used to pay off your debt!

Go to the Fuel Saver page on the Hy-Vee website to get signed up.  Card will take 2-3 weeks to reach you in the mail, so sign up now and be ready for the launch of the program beginning early December.   You can also pick on up at Customer Service at your local Hy-Vee store.

How it works…

1. Shop for Hy-Vee Fuel Saver items marked with shelf signs thoughout Hy-Vee and featured in the weekly print ad

2. Earn a discount for each Hy-Vee Fuel Saver item purchased by swiping your Hy-Vee Fuel Saver Card at checkout

3. Save at Hy-Vee Gas, Casey’s General Store or participating Shell stations when you use your Hy-Vee Fuel Saver Card

Discounts earned with each visit to the store will be printed on yoru receipt along with your total discounts earned.

Redeem discounts at the pump prior to expiration days (30 days from the purchase) of each Fuel Saver item.

There is no limit to the number of items you purchase that have a Fuel Reward attached to it.  If an item is marked as a 5c per gallon discount, you may purchase 5 of the same item and receive a 25c per gallon discount!  If the price discount is for multiple items like 2 for $5 cost with a 6c per gallon discount, you MUST purchase 2 items to receive the full discount.  If one item is purchased, the discount would then be 3c per gallon.

Make sure to swipe your card before you being filling your tank!  The price will then be reduced based on your discount.

There is a limit of 20 gallons per use, and discounts can only be used with one behicle in a single redemption transaction.

Discounts can’t bring the price to below $.019 and $.109 per gallon depending on the type of fuel dispenser being used.  If you have more discounts on your Fuel Card than are allowed to be used at one time, the remaining balance will be left on your Fuel Card to be used on your next trip, as long as it’s used before the 30 day expiration date.  For example, if you have $4.00 per gallon in discounts, and fuel is $3.509 per gallon, you’ll use $3.49 per gallon and the leftover $.51 per gallon discount will remain on your card for your next visit.

Multiple cards can be linked to a single account to accumulate discounts.  However, discounts you earn may still only be redeemed by one vehicle per redemption transaction and your balance will be reset to zero once discounts have been redeemed.  (Meaning, Hubby and Wife can have seperate cards linked to one account, but only one spouse can use the rewards at a time.)  To link multiple cards, call Hy-Vee Customer Service at (800) 232-2580.

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Ebates

Christmas is just around the corner!  As you find those great deals online, make sure to use Ebates and get cashback from all your purchases!

All you do is make an account through Ebates, then select from hundreds of stores to shop from – JCPenney, Kohls, Target, Walmart, CVS, etc.  You’ll get a percentage back from all your purchases made through that store!

Sending Christmas cards?  Snapfish has 20% cashback when you go through Ebates!

Ebates also has a list of codes for many of their stores to give you even more of a deal – free shipping or 50% off a single item.  Search for a store, click on it, then all the codes will come up on the bottom of the page.  Click on the “Shop Now” button to head for the store’s site.  You must get to the store’s site by clicking on the “Shop Now” button otherwise you won’t get credit for any purchases (this is how they track your purchases in order to give you cashback).

Last Christmas I made over $50 from buying my gifts online and through Ebates!

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Ebates

Christmas is just around the corner!  As you find those great deals online, make sure to use Ebates and get cashback from all your purchases!

All you do is make an account through Ebates, then select from hundreds of stores to shop from – JCPenney, Kohls, Target, Walmart, CVS, etc.  You’ll get a percentage back from all your purchases made through that store!

Sending Christmas cards?  Snapfish has 20% cashback when you go through Ebates!

Ebates also has a list of codes for many of their stores to give you even more of a deal – free shipping or 50% off a single item.  Search for a store, click on it, then all the codes will come up on the bottom of the page.  Click on the “Shop Now” button to head for the store’s site.  You must get to the store’s site by clicking on the “Shop Now” button otherwise you won’t get credit for any purchases (this is how they track your purchases in order to give you cashback).

Last Christmas I made over $50 from buying my gifts online and through Ebates!

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Finding Money – SavingStar

 

 

SavingStar is a great way to add cash to your account.  SavingStar is a paperless coupon site.  You just add your local store’s loyalty card (type in your zip code and it will bring all available stores in your area) to the site and have the card scanned whenever you shop at those stores.  For Mankato, your stores right now are Hy-Vee and CVS.

Once you are signed up through SavingStar, add all the ecoupons to your account.  When you go to the store and buy those products, you will have that amount of money added to your account.  Once you reach at least $5, you can take a cash payout!  Bonus – you can use paper manufacturer coupons as well as store coupons on top of these!  So you can really add up your savings!

This past weekend I went to CVS to buy Unilever products and today just transferred $5 into my PayPal for buying $20 worth of products.  At CVS, I also used the EBS as well as manufacturer coupons for those products to really stack up my savings!

Yesterday I ran to Hy-Vee Downtown to buy 15 boxes of Kraft Mac & Cheese to take advantage of the $5 back on 15 boxes.  Hilltop Hy-Vee’s prices were 99c/box, Downtown were 89c.  So I look forward to seeing that in my account soon!

 

 

 

 

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Finding Money – Mystery Shopping

I found a website for my area called Best Mark where I can log in and select different shops to perform in my area and get PAID for or reimbursed to fill out a survey about my experience.

It isn’t quick, but I don’t mind doing them when I happen to be doing research on a certain item I want to buy anyways.  And I’m long winded, so the survey could be quicker if I’d just stay simple haha 😀

If you want to check them out, fill out their online application.  I heard back within a few hours that I was accepted.  If you want to use me as a referral – my ID is MN14916.  I may or may not get a referral bonus, I don’t know.  But it doesn’t hurt to type it in for me – you might actually help add to my House Fund and I’d love you for it 😀

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Finding Money – Consignment Shops

There is a great store in Old Town Mankato called Encore.  Their address and phone number are 311 N Riverfront Dr, Mankato, MN  and 507-386-0861.  I love this store.  It’s like Once Upon a Child but for women.  They have stylish clothes, shoes, jewelry, handbags as well as household items.  And all of their items are on consignment.  So for each item you buy, the previous owner earns some cash.  I just took two buckets of clothes, shoes and jewelry down there.  They took about a buck full of them 😀  In three months, I’ll get my check from what’s sold.  I’m kind of excited.  For one – my closet is cleaner and I already don’t miss them all and will probably just donate whatever is left.  So head on down there and check out all the cool stylish stuff they have at a price not like in a normal store.  It’s all name brand items, they don’t take items from Walmart or Target, it’s quality items.  If you have a wedding to attend to this summer, this is the perfect store to buy your “I’m only going to wear this once” kind of outfit.

For those of you younger, hipper kind of people – check out Plato’s Closet up on Madison Avenue across from Walmart.  This is the place for you to sell your Junior’s style clothes, shoes, purses and jewelry.  Now go clean out your closet and make some cash.

Has anyone ever consigned items before?

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Finding Money

Another way I “find” money is by taking advantage of main-in rebates.  Many times I’ll scan isles when I’m shopping looking for little stickers on products that say “TRY ME FREE”.  I’ll grab one and stash it away to use at a future date.  Recently, there have been peelies on the Arm and Hammer Power Paks.  I had some wiggle room in my budget a few weeks ago, so I bought this and mailed in the form and information it required.  I never go over budget just to purchase a  TRY ME FREE item.  When my check comes, I deposit it into our House Fund.

Rarely has an issue arised where I do not receive a check.  However, this happened with this rebate.  I received a postcard saying my claim was invalid.  I called the number on the card and it was just an error, so they are mailing my check out to me.  Always keep record of your submissions, even if all you do is scan the items barcode and the form you fill out.  Two extra minutes I was on the phone will get me my money back from purchasing the product.

I’m also continuing to save for the Langer’s Juice promotion where when I buy their juice I can get FREE Wii games and MegaBloks, just to name a few.  These are being saved for Birthday and Christmas presents.  I already have a few saved up 😀

Next time your at the liquor store, keep an eye out for rebates.  Many beer companies will do a no-purchase-necessary rebate for pizzas, meat, etc.  Hy-Vee recently had one for DiGiorno pizzas – Mmmmm 😀

What rebates are you currently taking advantage of?

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Finding Money

 

 

One way I like to “find money” to put into our House Savings is by selling our gently used toys and children’s clothes to Once Upon a Child.  I took two buckets of items up the other day and got $12.  Not a ton, but I got rid of some things.  She wanted to buy the books we had, but she has too many right now.  She said to come back in a few weeks.  I’ll just sell them another way.  I don’t want to hold onto them 😀

I will usually try selling all my stuff here first, and then whatever she doesn’t buy I will sell in other ways.  Stay tuned for future posts on how I sold the remainder of our items.

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Finding Money

There are lots of ways to be creative in “finding” money to put towards your budget or your savings goals.

One of the easiest ways we “find” money is by never using coins when we make purchases.  We use cash for just about every single purchase.  We use the cash envelope system from Dave Ramsey.  Even if my total is $25.01, I do not give them the penny, I give them more so I get 99c in return.  These coins add up quickly.  For now, we are depositing them every week into our House Fund and so far this year alone we’ve save $115.58 from just spare change every week!  This is something you can do that so simple.  If you don’t want to put it in the bank each week, then put it in a large jar or other large container to save up for a little weekend getaway, a mini shopping spree, new tv – whatever you want to save for!

What’s your favorite way to “find” money?  I’ll share your ideas each week!

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