Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Counter offering failed.  I’m so disappointed right now I don’t even want to look at other houses.  I pray the offer they are negotiating with falls through so they go for our offer 🙂
• Deposited $200 in leftover income.  We are out of town and unable to deposit other moneys 🙂  And we decided to donate extra money to two different charities that have been on our hearts to do.
• Currently Saved $5,860.75

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

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Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• We are working on putting a counter offer in.  The price dropped on the house we really love.  Prayers this works out!  I can’t stop thinking about this house!
• Deposited $7.50 in spare change.
• Deposited $0 in leftover income 😦 We bought a few gift cards for presents so December wouldn’t be too much of a hit on our savings goals.
• Deposited $28.44 from a mystery shop
• Currently Saved $5,660.75

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Offer was countered, but the sellers refuse to turn on utilities and dewinterize the house for a proper inspection.  This bothered us.  So we will pass on this one for now.
• Deposited $6.02 in spare change.
• Deposited $0 in leftover income 😦
• Deposited 44c in interest
• Deposited $3 from a survey
• Deposited $16.04 from a mystery shop
• Deposited $500 from earnest money since we are putting house on hold, for now 🙂
• Deposited $5 from Superpoints
• Currently Saved $5,621.81

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• OFFER IS IN ON A HOUSE!  PRAYERS PLEASE!
• Deposited $4.48 in spare change.
• Deposited $180.32 in leftover income
• Deposited $.90 from commissions on selling an eBook
• Deposited $3 from a survey
• Withdrew $500 for earnest money
• Currently Saved $5,096.31

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• WE’RE PUTTING AN OFFER IN ON A HOUSE!  PRAYERS PLEASE!
• Deposited $5.14 in spare change.
• Deposited $134.97 in leftover income
• Deposited $48.98 from a refund
• Deposited $41 in leftover grocery budget
• Deposited $6.55 from Once Upon a Child
• Withdrew $236.64 for a dishwasher :o)
• Currently Saved $5,407.17

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Deposited $12.78 in spare change.
• Deposited $52 in leftover income
• Deposited $26.50 from 2 mystery shops
• We’ll be withdrawing money from here this weekend to buy some “necessities” to make our lives easier – a countertop dishwasher.  I cannot keep up with the dishes of 6 people (plus babysitters) while working two jobs and everything else.  Not excited at all about this (haha, sarcasm at it’s best.  I CAN’T WAIT!)
• PS – prayers – we look at a house we’ve been waiting to come on the market this coming week!  I’ve walked past this house and peeked in windows a few times now!  (It’s vacant, so I’m not a Peeping Tom! lol)  Plus, the money we already have saved with cover the down payment, and most of the other costs :o)
• Currently Saved $5,341.58

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

 

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Deposited $10 from a rebate (from Pfizer – I don’t remember doing a rebate from them)
• Deposited $10 from SavingStar coupons
• Deposited $4.14 in spare change.
• Deposited $136 in leftover income – plumber bill has been paid in full!
• Deposited $24 in leftover grocery money from last week
• Currently Saved $5,250.30

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

 

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Deposited $ 55 from Superpoints (I clearned the account and starting from scratch!)
• Deposited $7.20 in spare change.
• Deposited no leftover income – paying off plumber bill for rental unit, medical bill, etc by the end of October :o(
• Currently Saved $5,066.16

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,872.28

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,095.23

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

 

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

Computer Fund –  I bought a computer this week!  My next goal is to visit my sister in West Virginia.  I’ll talk to her to see when so I can get rough estimates of air fare and spending money 🙂

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Deposited $87.30 from consigning at Encore
• Deposited $7.30 in spare change.
• Currently Saved $5,000.60

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,872.28

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,095.23

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

 

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

Computer Fund – $350 by 9/30/2012. I’m tired of copying and pasting numbers one through four, and number nine sometimes. I also can’t type an exclamation mark, question mark, at sign or number sign, as well parentheses and half the time the shift key doesn’t allow me to make a letter into a capital letter. My computer lasts for a split second when unplugged. I haven’t been posting recipes lately because I don’t have the patience to copy and paste that many numbers and you should see how long it takes for me to post a FFF post every Friday.

• Total $350.00

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

• Deposited $5 from Superpoints
• Deposited $8.49 in spare change.
• Deposited $138 in leftover income
• Currently Saved $4,906.00

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

• Outstanding Balance is $8,872.28

My Student Loan as of 10/01/2011 $6480

• Outstanding Balance is $6,095.23

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀