Recipe For A Simple Life

Simplify your life, one day at a time

Financially Fit Friday

on October 19, 2012

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013. This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc. It will also be used to fix up our side of the duplex we are living in so it is ready for new renters.

  • Deposited $12.78 in spare change.
  • Deposited $52 in leftover income
  • Deposited $26.50 from 2 mystery shops
  • We’ll be withdrawing money from here this weekend to buy some “necessities” to make our lives easier – a countertop dishwasher.  I cannot keep up with the dishes of 6 people (plus babysitters) while working two jobs and everything else.  Not excited at all about this (haha, sarcasm at it’s best.  I CAN’T WAIT!)
  • PS – prayers – we look at a house we’ve been waiting to come on the market this coming week!  I’ve walked past this house and peeked in windows a few times now!  (It’s vacant, so I’m not a Peeping Tom! lol)  Plus, the money we already have saved with cover the down payment, and most of the other costs :o)
  • Currently Saved $5,341.58

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The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

  • Outstanding Balance is $8,766.48

My Student Loan as of 10/01/2011 $6480

  • Outstanding Balance is $6,017.26

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀



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