Recipe For A Simple Life

Simplify your life, one day at a time

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

Computer Fund – $350 by 9/30/2012.  I’m tired of copying and pasting numbers one through four, and number nine sometimes.  I also can’t type an exclamation mark, question mark, at sign or number sign, as well parentheses and half the time the shift key doesn’t allow me to make a letter into a capital letter.  My computer lasts for a split second when unplugged.  I haven’t been posting recipes lately because I don’t have the patience to copy and paste that many numbers.  I’m using my fun money to save up, but if a computer shows up that is a great deal before I have my goal saved up, Ryan and I decided to use money out of our Home Fund in our envelope system.   

  • Previous total $71.79
  • Deposited $75 in Anniversary and Birthday gift money
  • Deposited $26 in leftover Fun Money
  • Total $172.79

House Fund – Goal $30,000.00 by 3/31/2013.  This will cover the down payment, closing costs, as well as “sprucing up” the home to make it our own – aka, new furniture, paint, bedding, fencing for the backyard, swing set, etc.

  • It was a slow week, the bills have started to come in from the plumber, our Christian health share annual renewal and the ER visit.  Prayers that these are paid in full, on time, with income left over 😀 
  • Deposited $94 in leftover income
  • Deposited $5 from Superpoints
  • Deposited $6.65 in spare change.
  • Currently Saved $3763.67

Likes | Tumblr

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

  • Outstanding Balance is $8,872.28

My Student Loan as of 10/01/2011 $6480

  • Outstanding Balance is $6,095.23

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀 Bonus 😀

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Superpoints

Do you need a way to earn FREE gift cards to help pay for birthday presents, Christmas gifts or just to use for everyday essentials?  Then this is one “super” easy way to do it.

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Superpoints.  All you do is push a button.  That’s it.  The button spins.  You can win points that add up to gift cards.  I’m personally saving up for PayPal cash to put into our house fund.  There’s many, many stores to chose from – Target, Walmart, Domino’s Pizza, iTunes, Home Depot, etc.  If you don’t want gift cards, there are also electronics like an iPad to save up for.

So, what are you waiting for?  Superpoints  is very easy.  Many times my kids fight over who gets to play “Mom’s Computer Game” and they get excited when they win me some points.

I only receive one email a day from Superpoints, and it has bonus points on it that range from 1 – 25 points.  I’ve personally received 25 bonus points several times 😀

What are you waiting for?  Go click and get some free stuff!

 

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Thankful People = Happy People

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Try This! Paper Clip Bookmarks

By now, you know that I love to read.  My girls also love to read, and I think my little guy will be a reader too, but I don’t think he’ll love it as much as we girls do.  When I saw this adorable idea on Pinterest, I immediately thought of my 11 year old.  It’s just the kind of thing she would love to do and it reminded me of some really cute hair ties she got this summer from another softball mom during a weekend tournament.

Check out these simple, useful and adorable bookmarks:

photo from Altered to Perfection. blogspot.com

I’m planning to make some of these with the kids.  What a fun way to mark your page in a favorite book or journal!!

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Menu Plan Monday

 

Last week we did some freezer cleaning and found a really large roast that we tossed in the crock pot for supper.  It was so huge that we had enough left over to have two meals, but no one around here wants to eat the same meal twice.  So, I’m “recycling” it into French Dip sandwiches this week and hoping it goes over well.  Here’s what else in on our menu:

 Our Menu This Week:

Egg-Stuffed Baked Potatoes, Fruit

French Dip Sandwiches, Broccoli Salad

Chip Hotdish, Tostitos, Corn

Egg & Spinach Quiche, English Muffin Bread, Fruit

Cheesy Beans & Rice, Veggie Tossed Salad

Pasta Primavera, Breadsticks, Leftover Salad or Fruit

What’s on your menu this week?

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Lilla Rose Hair Accessories

My friend, Kallie, sent me a few items from Lilla Rose.  I have fallen in love with the You-Pins.  My hair goes down to almost my braline, and is more on the thicker side.  I work in a restaurant and normal hair ties don’t hold, so I’m adjusting my hair several times a shift.  With the You-Pins, just those TWO pins hold my hair up in a bun style without ANY adjustments whatsoever, for nearly 9 hours.  I was sold after the first night.  They also don’t rip my hair like hair ties normally do when I try to readjust my pony tail or take it out for the night.  I also don’t get headaches any more.  Sounds weird, but with my hair so long and thick, it’s super heavy, and I usually end up with several headaches during the week, which subside when I let my hair down.  But since all my hair isn’t being pulled to one small point like with hair ties, those headaches are pretty much nonexistant.  I’m so happy about that.  And the You-Pins are pretty 😀 

You-Pin

I was also given a hair clip to try.  It worked great for holding up half my hair.  As in, I only pulled the top portion to the back and clipped it, leaving half my hair down.  I wore it to church and it held it in place well.  I’m not much of a person to wear my hair down or half down, so it’s really the only time I wore it.  It was very comfortable, and easy to put in my hair.  And pretty 😀  Since I wear my hair up so much, I’d get a much larger clip next time.  The mini clip is PERFECT for the little lady in your home or on your Christmas list.  They have so many styles to choose from, there’s a perfect one in there somewhere.

Hair Clip

I also have a headband on the list for me to buy for myself.  Kallie wears glasses, just like I do.  The reason I never wear headbands is because they hurt when worn with glasses – they pinch behind my ears.  She says she doesn’t get that pinch, so I will be buying one of thse, I just have to decided which one/ones 😀 

From now until Wednesday, August 30, you can get FREE shipping on all orders above $20 when you use this link.  There is a sizing video to help you decide which size is perfect for your hair.  More pictures are at Kallie’s Lilla Rose Facebook page, and if you have any questions you can ask her about them 😀  She gets back to you very quickly.

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ThredUp – Kids Clothing

ThredUp is a neat little site where you can buy like-new kids clothes.  They will also pay you for your children’s outgrown clothes.  I’ve only boughten from them so far, but will try selling a few items to them once I have a few extra minutes 😀

 If you are new, you will also get a $10 credit.  With shipping at $6.95, if you find an item for about $3, you’ll get it for free.  I found several items I want to go back and buy, and I got a bonus email for this weekend to receive free shipping on any other order after my first order.  Time to go Christmas dress shopping.  What are you waiting for?  Head on over to ThredUp now.

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Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked

House Fund – Goal $30,000.00 by 3/31/2013.

  • Well next week will be rough – we got the plumber’s bill for the rental – wowzer.  Our sitters move back this weekend *squeal* I’m so excited to be able to fully work so we can get our house – plus Hubby will be on overtime nearly every week in September, so I pray that will be a huge blessing to our House Fund. 😀
  • Deposited $0 from selling things on the Mankato Facebook Garage Sale.
  • Deposited $3 from surveys
  • Deposited $10.27 from a mystery shop I did. 
  • Deposited $0 from Superpoints
  • Deposited $5.11 in spare change.
  • Currently Saved $3658.02

Likes | Tumblr

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

  • Outstanding Balance is $8,872.28

My Student Loan as of 10/01/2011 $6480

  • Outstanding Balance is $6,095.23

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀  Bonus 😀

 

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Homemade French Bread

I was surfing through Pinterest the other night when I should have been sleeping and came across a recipe for homemade french bread on www.simplemom.net.  It looked easy enough, and I enjoyed the author’s sense of humor.  Turns out, it really isn’t all that hard and it makes a great side for pasta or salad.  Check it out –

Recipe: French Bread

Ingredients:

1 1/4 cup warm water
1 TB olive oil
2 tsp sugar
1 tsp salt
3 1/2 cups bread flour
1 1/2 tsp active dry yeast
cornmeal (to sprinkle on cookie sheet)

Glaze:

1 egg
1 TB water

Directions:

1. In bread machine pan, measure out the first 6 ingredients in the order listed.  Set to dough cycle.  Go take a nap.

2.  Divide dough in half and roll out into two 8×10 rectangles on a lightly floured surface.  Roll up along the long side.  Sprinkle cookie sheet with cornmeal and place loaves on top.  Cover and let rise 20 minutes.

3.  Whisk egg and water and brush onto your loaves.

4.  Bake in 375 degree oven for 20-25 minutes.  Place 5 ice cubes in an oven safe dish on the bottom rack of your oven.  Five minutes into bake time add 5 more ice cubes.  (This crisps up the crust while keeping the inside soft.)

5.  Sprinkle some flour on your face to make it look like you worked way harder than this to impress your family.

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Finding Money – Mystery Shopping

I found a website for my area called Best Mark where I can log in and select different shops to perform in my area and get PAID for or reimbursed to fill out a survey about my experience.

It isn’t quick, but I don’t mind doing them when I happen to be doing research on a certain item I want to buy anyways.  And I’m long winded, so the survey could be quicker if I’d just stay simple haha 😀

If you want to check them out, fill out their online application.  I heard back within a few hours that I was accepted.  If you want to use me as a referral – my ID is MN14916.  I may or may not get a referral bonus, I don’t know.  But it doesn’t hurt to type it in for me – you might actually help add to my House Fund and I’d love you for it 😀

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