Recipe For A Simple Life

Simplify your life, one day at a time

Superpoints

Do you need a way to earn FREE gift cards to help pay for birthday presents, Christmas gifts or just to use for everyday essentials?  Then this is one “super” easy way to do it.

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Superpoints.  All you do is push a button.  That’s it.  The button spins.  You can win points that add up to gift cards.  I’m personally saving up for PayPal cash to put into our house fund.  There’s many, many stores to chose from – Target, Walmart, Domino’s Pizza, iTunes, Home Depot, etc.  If you don’t want gift cards, there are also electronics like an iPad to save up for.

So, what are you waiting for?  Superpoints  is very easy.  Many times my kids fight over who gets to play “Mom’s Computer Game” and they get excited when they win me some points.

I only receive one email a day from Superpoints, and it has bonus points on it that range from 1 – 25 points.  I’ve personally received 25 bonus points several times 😀

What are you waiting for?  Go click and get some free stuff!

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Finding Money

Another way I “find” money is by taking advantage of main-in rebates.  Many times I’ll scan isles when I’m shopping looking for little stickers on products that say “TRY ME FREE”.  I’ll grab one and stash it away to use at a future date.  Recently, there have been peelies on the Arm and Hammer Power Paks.  I had some wiggle room in my budget a few weeks ago, so I bought this and mailed in the form and information it required.  I never go over budget just to purchase a  TRY ME FREE item.  When my check comes, I deposit it into our House Fund.

Rarely has an issue arised where I do not receive a check.  However, this happened with this rebate.  I received a postcard saying my claim was invalid.  I called the number on the card and it was just an error, so they are mailing my check out to me.  Always keep record of your submissions, even if all you do is scan the items barcode and the form you fill out.  Two extra minutes I was on the phone will get me my money back from purchasing the product.

I’m also continuing to save for the Langer’s Juice promotion where when I buy their juice I can get FREE Wii games and MegaBloks, just to name a few.  These are being saved for Birthday and Christmas presents.  I already have a few saved up 😀

Next time your at the liquor store, keep an eye out for rebates.  Many beer companies will do a no-purchase-necessary rebate for pizzas, meat, etc.  Hy-Vee recently had one for DiGiorno pizzas – Mmmmm 😀

What rebates are you currently taking advantage of?

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Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked!

Teeth Fund – Hubby needs some major dental work done.  Goal – $3000 by 03/31/2012

  • Currently Saved $3000!
  • Hubby will be getting his teeth fixed after Memorial Day, as that’s when things slow down and he can get a bit of time off to recuperate.  I’ll be praying that our Health Share is able to send extra money like I do for others every month so we will get some of this back for our house 😀

House Fund – Goal $15,000.00 by 7/31/2011.  We changed the goal date out two months since we aren’t looking to move until late summer/early fall, as long as we can find renters.  I’m looking forward to getting our loan refinanced when a little loophole comes out in June in order to save us quite a bit of money every month.  I’m still researching the little tricks to pay off mortgages quickly so we do this “correctly” right from the start.  Also, we shouldn’t need the full $15,000 but I’m leaving it that way just in case.  I’d rather over save than under save.

  • Deposited $0 in leftover income.  I’m sure there is some, but I need a new checkbook register so I can balance the checkbook.
  • Deposited $50 from Verizon Rebate – I got a new phone finally.
  • Deposited $50 from a work bonus 😀
  • Currently Saved $6854.30

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The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

  • Outstanding Balance is $9,031.84

My Student Loan as of 10/01/2011 $6480

  • Outstanding Balance is $6,250.82

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀  Bonus 😀

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Finding Money

 

 

One way I like to “find money” to put into our House Savings is by selling our gently used toys and children’s clothes to Once Upon a Child.  I took two buckets of items up the other day and got $12.  Not a ton, but I got rid of some things.  She wanted to buy the books we had, but she has too many right now.  She said to come back in a few weeks.  I’ll just sell them another way.  I don’t want to hold onto them 😀

I will usually try selling all my stuff here first, and then whatever she doesn’t buy I will sell in other ways.  Stay tuned for future posts on how I sold the remainder of our items.

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Superpoints

Do you need a way to earn FREE gift cards to help pay for birthday presents, Christmas gifts or just to use for everyday essentials?  Then this is one “super” easy way to do it.

Promo_button

Superpoints.  All you do is push a button.  That’s it.  The button spins.  You can win points that add up to gift cards.  I’m personally saving up for PayPal cash to put into our house fund.  There’s many, many stores to chose from – Target, Walmart, Domino’s Pizza, iTunes, Home Depot, etc.  If you don’t want gift cards, there are also electronics like an iPad to save up for.

So, what are you waiting for?  Superpoints  is very easy.  Many times my kids fight over who gets to play “Mom’s Computer Game” and they get excited when they win me some points.

I only receive one email a day from Superpoints, and it has bonus points on it that range from 1 – 25 points.  I’ve personally received 25 bonus points several times 😀

What are you waiting for?  Go click and get some free stuff!

Leave a comment »

Crockpot Lasagna

This has to be one of the easiest lasagna recipes EVER.

Do everything you would normally do for your lasagna, except you don’t boil the noodles.

Spray or line your crockpot – just helps with cleanup.

Put a mixture of your spaghetti and browned ground beef/turkey in the crockpot.  Top with cheese of your choice – american makes it very creamy, but I do love mozzarella.

Place a layer of unboiled lasagna noodles on top of the mixture.

Put a layer of spaghetti/meat over the top of the noodles, top with your choice of cheese.

Repeat 3-5 times total, depending on how thick you like your lasagna, making sure your top layer is the spaghetti/meat mixture otherwise your noodles will brown and harden.  Cheese can again be sprinkled on the top.

I wouldn’t add too much cheese unless you like things really cheesy-  just put a little bit of cheese on each layer or put cheese on every other layer.

Cook on low for 6-8 hours.  I cooked it on high for about 2 hours, and 2 hours on low and it turned out fine 😀

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Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”

– Norman Vincent Peale

Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated 😀 Catch up on Our Story to see how far we’ve come.

Emergency Fund – $1000 – Stocked!

Teeth Fund – Hubby needs some major dental work done.  Goal – $3000 by 03/31/2012

  • Currently Saved $3000!
  • Hubby will be getting his teeth fixed after Memorial Day, as that’s when things slow down and he can get a bit of time off to recuperate.  I’ll be praying that our Health Share is able to send extra money like I do for others every month so we will get some of this back for our house 😀

House Fund – Goal $15,000.00 by 7/31/2011.  We changed the goal date out two months since we aren’t looking to move until late summer/early fall, as long as we can find renters.  I’m looking forward to getting our loan refinanced when a little loophole comes out in June in order to save us quite a bit of money every month.  I’m still researching the little tricks to pay off mortgages quickly so we do this “correctly” right from the start.  Also, we shouldn’t need the full $15,000 but I’m leaving it that way just in case.  I’d rather over save than under save.

  • Deposited $0 in leftover income.  Ugh, summer can be quite slow in our commissions/ tips/paychecks.
  • Deposited $12.57 in spare change
  • Deposited $30 for doing a Nielson TV survey.
  • Deposited $2453.80 from a cash settlement from the car accidentWe are depositing this into the House Fund as we haven’t found a boat yet, nor has Ryan gotten word on entries into tournaments.  So we may withdraw some of this once “The Right Boat” comes into play. 
  • Currently Saved $6754.30

Likes | Tumblr

The following are the other loans we currently have, but will put them on the back burner as we save for a house bigger than a 2-bedroom for our family of SIX 😀 We plan on keeping the duplex we currently own, and renting out the side we currently live in, thus earning more money each month that will pay these off for us 😀

Hubby’s Student Loan as of 10/01/2011 $9395

  • Outstanding Balance is $9,031.84

My Student Loan as of 10/01/2011 $6480

  • Outstanding Balance is $6,250.82

Family Loan $3000 – I was told to keep this and put this towards a new house, since the person doesn’t need this money right now 😀  Bonus 😀

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Finding Money

There are lots of ways to be creative in “finding” money to put towards your budget or your savings goals.

One of the easiest ways we “find” money is by never using coins when we make purchases.  We use cash for just about every single purchase.  We use the cash envelope system from Dave Ramsey.  Even if my total is $25.01, I do not give them the penny, I give them more so I get 99c in return.  These coins add up quickly.  For now, we are depositing them every week into our House Fund and so far this year alone we’ve save $115.58 from just spare change every week!  This is something you can do that so simple.  If you don’t want to put it in the bank each week, then put it in a large jar or other large container to save up for a little weekend getaway, a mini shopping spree, new tv – whatever you want to save for!

What’s your favorite way to “find” money?  I’ll share your ideas each week!

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Mankato Facebook Garage Sale

If you’re looking for another way to get rid of your…um…stuff, check out the Mankato Area Online Garage Sale on Facebook.

It’s an easy way to just take a quick picture of the item you are looking to sell and upload it to the page.  Tell everyone what it is and how much you want for it.  Easy peasy.

Just my humble, but accurate, opinion lol – Don’t ask for a lot for your stuff.  There’s nothing worse than going to a garage sale and people are asking full price for their items when I can just go to the store and get it for cheaper when it’s on sale, brand new.  Just my two cents 😀

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Prayers Answered

I wanted to share a little story with you.  For the last year, when we say prayers with our kids at bedtime, we added “And help Mommy and Daddy make lots of money so we can get a new house and a new boat this year.”

Last week, we decided to change that up a bit to…”And bless Mommy and Daddy with lots of money so we can buy a new house a new boat this year.”

A few days later, we got rearended.  Not exactly how I envisioned God blessing us with enough money to buy a boat lol  The van is fully functional, including using the back lifegate.  So we decided to take a cash settlement instead of getting it repaired.  I’m totally fine with driving a vehicle with an “ouie” on it’s rear if it means I can have a home sooner 😀 

Amazing how God answers prayers.  I have learned over the last 8 years alone that I need to be more specific in my prayers or God “twists” my words around, still answering them, just not in the way I had thought.  He does have a sense of humor, as do I 😀 

We are thankful for this short inconvenience in order to achieve not just one dream, but two.  This is allowing us to get Ryan a boat and into more tournaments without relying on his partner for the use of his boat. 

How has God answered your prayers lately?  Was it in a way you had expected, or did answers come from somewhere surprising?

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