Recipe For A Simple Life

Simplify your life, one day at a time

Walgreens Tidbit

A question arised on Facebook from Amber…

The Walgreens on Madison Ave is 24 hrs, but their new ad prices aren’t fully into the computer system until 4am Sunday morning.  At midnight they can manually change all the prices in the new ad but you will NOT get Register Rewards – they don’t print out until that 4am timeframe.  Sister C will ask another manager the next time I am there, just to make sure that’s the deal.  I never take one employee’s answer until another one matches it 😀  So, if you want to grab those Register Reward deals, you’ll have to wait until Sunday morning to take advantage of those deals.  I’m assuming the Walgreen’s Downtown would NOT have theirs the night before as they close at 10pm but I will ask them just to make sure.  I’m also assuming the Walgreens in North Mankato is the same as the Madison Avenue one, but will still ask when I head over there next. 

Thanks for the question, Amber – I learned something new!

Leave a comment »

Financially Fit Friday

Emergency Fund – Stocked

Vehicle Fund – Stocked

  • We’ll be purchasing this vehicle in June.  Right now we are technically “borrowing” it. 

Indiana Fund (Goal is $500)

  • Current Balance is $2.75 after our trip.  Stocking up on snacks ahead of time by using a few dollars out of our grocery budget here and there and limiting how much we go out to eat really saved us money!  We had over $200 but some bills needed to be paid since we haven’t worked in two weeks.  We also splurged and had a great date night using leftover funds from the trip, and it was much needed! 
    • Deposited $11.87 in spare change – two weeks worth.
    • Deposited $6 in surveys
    • Deposited $7.97 from Ebates.
  • New Balance – $28.59
    • We head back to Indiana in just over 2 weeks to bury Hubby R’s Mom.  So we have A LOT of work to do.  We will do a lot of “Whatever is in the Cupboard” eating for two weeks and the week we come home LOL

Colorado Fund (Goal is $500)

  • Deposited $0 since I haven’t worked in two weeks :o(
  • Total – $269.16
    • This total will greatly diminish as soon as Sister S cashes a check – the tickets were bought 😀

Credit Card Beginning Balance 4/29/11 – $6031.08

  • Paid $60 to cover a charge put on the card, I had to pay more, just so I can see it go down a wee bit.  I’m kind of discouraged as we will have 3 trips to Indiana in 6 weeks.  I like seeing family that much, I just don’t like the hit on our pocketbook.  And we are coming up to the summer, which is notorious for low commissions.  I hope this summer is different.  However, looking at the current balance to what it was 5 weeks ago, we’ve paid almost $100/week on it.  I’m proud of that.  For now 😀
  • Current Balance – $5490.14

     *If you follow Dave Ramsey, he says no matter what to pay down your next lowest balance.  This is not our next lowest balance, but it’s our highest interest rate one.  Now that we’ve paid off so many loans in the last 2 years, we believe this is a better route to go, where as our other loans have such a small interest rate on them, this is by far the worst “loan” we have.  So,  Ready…Set…GO!

Leave a comment »

Hy-Vee Run

Sister C also made two runs to Hy-Vee today.  Why two?  Because the first time I tried to get the shopping done with a 5-year-old, a 2-year-old and an 8-month-old.  So the first pic is Run #1 lol
īģŋ

4 Coke 12 Cans (one was already given away) 4/$13
  • use in ad coupon $3 off WYB 4 = 4/$10
10 Knorr Sides
  • use 2 – 50c/2 coupon RP 5/22/11 = 10/$9
Rotisserie Chicken $5.99
  • use in ad coupon Buy 10 Knorr Sides get Rotisserie Chicken FREE
2 Wonder Burger Buns 88c ea
Lays Chips $1.77 ea
Johnsonville Brats $2.99 each
Pringles 99cīģŋ
2 Squirt Guns – FREE (Treasure Chest!)
Then used 3 BYO Bags = 15c off
Total $35.32
Saved $11.23
(The pop is being hidden for our trip back to Indiana in two weeks, plus a bag of Lays chips.  Burger buns are for Hubby R to bring to work for a pot luck.)
Here’s C’s Hy-Vee Run #2
2 Hy-Vee Chocolate Chip Cookies $1 each
10 KoolAid 10c each
4 Ritz Crackers $1.99 each
5 Kraft Shredded Cheese $1.99 each
  • use 2 – $1/2 coupon in Cub flyer
  • Not sure
    if the Target one should have also been used, but she put it thru no problem!  They ring it up as a “Store Coupon”.  The ones from the Cub flyer are NOT store coupons, but manufacturer coupons. 
1 Kraft Touch of Philly $1.99
Breakstone Cottage Cheese 99c
Then used 3 BYO Bags – 15c off
Total $9.76
Saved $14.13
(2 Ritz are for the Indiana trip along with both cookies, along with some of the KoolAid.)
Leave a comment »

Cub Run

Sister C ran to Cub today. 
Pop Chips – $3.05 – used FREE coupon (NLA) = FREE
Pillsbury Brownie Mix 99c – used in ad coupon 50c off = 49c
Danimals Yogurt 2/$4 – used Cub Summer Booklet coupon for $1/2 = $1.50 each
Sweet Baby Ray’s BBQ Sauce $1 – used $1 coupon from company = FREE
Total $3.49
Saved $5.55
Not a whole lot at Cub I needed this week, but if you swing in, grab a few of their flyers.  You’ll need the coupons in it to use at Hy-Vee to score a GREAT deal on Kraft Cheese!  Check out my Hy-Vee Run 😀
Leave a comment »

Hy-Vee Ad 5/24/11

ONE DAY SALE – Thursday, May 26th

  • Pork Loin Back Ribs $1.99/lb
  • 2 Liter Coke Products 69c
  • Hunts Ketchup 49c
  • Driscoll’s Strawberries $4.97/4 lbs
  • Wonder Hamburger or Hot Dog Buns 88c (limit 3)
  • Midewest Country Fare Ice Cream $3.28 (limit 2)
  • Ocean Spray Cranberry Juice w/lime 99c
  • Hy-Vee potato salad or coleslaw $3.99/3 lbs
  • Johnsonville Italian Sausage or Bratwurst $2.98 *stockup price*
  • Angel Food Cake $2.99
  • Van Camp’s Pork and Beans 39c (limit 3)

Buy any 10 of the following items, Save $5 with in-ad coupon (50c off each item WYB 10)
  NOTE – In the Cub flyer are coupons for Kraft Products that say “Manufacturer Coupon”, Sister C will try using these tomorrow when she goes shopping for even better deals 😀

  • Kraft Mayo $2.49 – use 75c/1 SS 5/15/11
  • Country Time Lemonade $2.50
  • Oscar Mayer Deli Shaved Meats or Chicken Strips $2.99
  • Chips Ahoy! $2.49
  • Kraft American Singles $1.99
  • Oscar Mayer Sliced Bacon $3.99
  • Ritz or Nabisco Snack Crackers $1.99 – use $1/2 coupon – *stockup price*
  • Kraft Cheese $1.99
  • Capri Sun or Kool-Aid Jammers $1.99
  • Kraft Salad Dressing $1.49 – use $1.50/2 RP 5/15/11 *stockup price*
  • Planters Nuts $1.99
  • Kraft Mac & Cheese 5 pk $4.49

Baby

  • Earth’s Best Organic Sesame Street Cookies/Crackers $2/5 – use $1/2 coupon

Beverages

  • Coke 12 Pack Cans or 6 Pack Bottles 4/$10 – use in-ad coupon
  • Powerade 10/$10 + Get 5 FREE – use in-ad coupon
  • Sunny D $1.48 – use 25c/1 SS 5/15/11

Dairy

  • Hy-Vee String Cheese $2.99/12 oz
  • Hy-Vee Yogurt 10/$4

Frozen

  • Cool Whip 99c
  • Stouffer’s Meals (incl. Farmer’s Harvest) 4/$9 – use

Fruits/Veggies

  • Seedless Watermelon $2.88
  • Dole Iceberg Lettuce 97c *great price*

Grocery

  • Kellogg’s Cereal 3/$5 use $1/3 RP 4/17/11 or for FF use $1/2 coupon
    • Frosted Flakes, Froot Loops, Apple Jacks, Corn Pops
  • Pillsbury Brownie Mix 98c
  • Smucker’s Toppings 3/$5 – use $1/2 RP 5/15/11
  • Town House Crackers – use $1/2 coupon
  • Little Debbie Snacks 4/$5
  • Old Orchard Juice Cocktails $1.28 – use 50c coupon
  • Suddenly Pasta Salad 99c – use $1/2 GM Spring Savings Insert
  • Hungry Jack Pancake Mix $1.98 – use $1/1 RP 5/22/11
  • Hungry Jack Syrup $2.88 – use Hangtag if you find one for FREE HJ Pancake Mix WYB HJ Syrup PLUS use $1/1 RP 5/22/11
  • Hungry Jack Hashbrown Potatoes $1.48 – use $1/2 SS 5/22/11
    • Also use in-ad coupon for $5/20 Smuckers Products
      • This should be BEFORE coupons, so you can score some cheap breakfast items!
  • Knorr Sides Buy 10/$10 get Rotisserie Chicken FREE – use in-ad coupon PLUS use 50c/2 RP 5/22/11 *stockup price PLUS chicken!!*
  • Ragu $1.77 – use 50c/1 RP 5/22/11

Household

  • Energizer Max Batteries $5.99 – use in-ad coupon to get FREE Oscar Mayer Meat Hot Dogs and 2 Liter Pop for FREE WYB Energizer batteries PLUS use $1/1 Energizer SS 5/22/11

Meats

  • Oscar Mayer Hot Dogs or Bologna 99c – use $1/2 Coupon
  • Italian Sausage or Bratwurst (in the meat case) 10/$7 *stockup price*

Personal Care

  • Suave Body Wash, Shampoo or Conditioner $1.48 – use B1G1 RP 5/22/11
Leave a comment »

Tuesday Tips

Vacations.  Trips.  Weekend getaways.  They all take money.  Sister C does the following to limit the money we spend on the road…

  1. I’ll collect snacks for trips when they are on clearance.  This last time I had a bag full of chips, pretzels, pop (next time I need to make sure I have more caffeinated beverages!), and chocolate granola bars.  I spent about $20 on all of it, and we didn’t need to stop for candy bars and chips, paying full convenience store prices.
  2. If we have room in our vehicle, I’ll bring the cooler.  We didn’t this time, but when we went to Indiana over Easter, we did bring it.  I fill it with bread, meat and cheese for sandwiches so we don’t stop at fast food restaurants.  Whatever we don’t eat on the way down, we eat for meals while there, cutting our grocery budget there.
  3. Our son goes to a private school, and that school has a program called Scrip.  If you are not familiar with it, all I do is buy gift cards and a portion of the price goes to the school and a portion of it goes to help pay my son’s tuition.  Knowing this time we weren’t going to be bringing the cooler, I bought a gift card to a restaurant I know we always stop at.  It’s not much, but every little bit helps! 
  4. To be honest, I looked up which stores in the town we were staying in had loyalty cards or would email coupons to me.  The store we normally shop at while in Indiana is Meijer or Jewel-Osco.  I signed up for their loyalty programs and I received a $5 off a purchase coupon plus another $2 one!  I will do this for any trip I know we will be taking knowing I’ll have grocery shopping to do!

What do you do to help your traveling budget?

1 Comment »

Tuesday Tips

When Sister C’s family has to travel, I like to make a trip uptown before we leave for our snacks for on the way.  We had a 500 mile trip (one way) to Hubby R’s family this week, and we could EASILY spend $75 in snacks at rest stops, gas stations and fast food each way for our family of six.  So instead, I’ll start “stocking up” on snacks a week, maybe two, before we leave.  For this trip, I spent around $20 on snack bars, chips, candy and drinks.  Then we stopped for lunch only on our way and spent about $15.  Our family saved $40 just getting to Indiana!  AND we still have stuff leftover to eat on the way home!  I’ve started a little “Travel Stash” of goodies in our closet when I see candy on clearance or when I can get drinks for super cheap.  It’s saved us A LOT of money that can be used for a little splurge when we get to Indiana, like taking Grandpa out for dinner, or saving that to put towards our fund for coming back to Indiana.  :o) 

In what ways do you save on snacks for traveling?  In the past we’ve brought our cooler with and stocked that with milk, cheese, bread and sandwich meat so we don’t have to stop at a fast food restaurant at all, but we needed the space in our vehicle this time around. 

Leave a comment »

Financially Fit Friday

Emergency Fund – Stocked

Vehicle Fund – Stocked

  • We’ll be purchasing this vehicle in June.  Right now we are technically “borrowing” it. 

Indiana Fund (Stocked)

Colorado Fund (Goal is $500)

  • Deposited $10 of fun money
  • New Total – $269.16
    • This total will greatly diminish as soon as Sister S cashes a check – the tickets were bought 😀

Credit Card Beginning Balance 4/29/11 – $6031.08

  • $10.05 in spare change – this is 2 week’s worth, as I was too lazy last week to go into the bank.
  • $19 in leftover tips and paychecks
  • Current Balance – $5502.08
    • I forgot to transfer 5c.  Oops. 
    • We had more leftover from tips and paychecks, but Hubby R’s Mom passed away, so we’re heading to Indiana tomorrow, so we’re leaving all the money where it is now. 

     *If you follow Dave Ramsey, he says no matter what to pay down your next lowest balance.  This is not our next lowest balance, but it’s our highest interest rate one.  Now that we’ve paid off so many loans in the last 2 years, we believe this is a better route to go, where as our other loans have such a small interest rate on them, this is by far the worst “loan” we have.  So,  Ready…Set…GO!

Leave a comment »

Ground Beef 49c/lb

Here’s another reason why you NEED to be on Hy-Vee’s NOWWOW.  I, Sister C, just received a text for a one pound roll of ground beef for only 49c.  Yeah.  49c.  All I have to do is show the code on my phone to the cashier.  Nice.  😀
In the past I’ve received codes for 25c eggs, 99c Pepsi 12 pack and 99c pizzas.  You can select which types of texts you want to receive.  I get them all in case I need a reminder on a sale to mention to all you lovely folks 😀
Leave a comment »

Tuesday Tips

Today’s tip…
If you don’t have time to clip coupons – then find someone who does have time 😀

1 Comment »